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Questions about a new loan, a payoff, or an existing account? We are here to help. Always quick, confidential and easy!

Lender

1st Capital Finance of South Carolina Inc
3420 Hwy 21 Ste B, Fort Mill, SC 29715
SC Supervised Lender License No. SL-1966027

We lend online only, to South Carolina residents.

Apply online

Our online application is coming soon. Please check back, or visit our apply page.

Existing customers: please include your name and phone number on file, never your full account or Social Security number,. If you are having trouble making a payment, contact us before your due date — early contact gives us the most options to help, as described in our responsible lending policy.

More from the Platinum VIP team

Feel free to contact our friendly and helpful customer service representatives. Call, email, or simply fill the application form to get started.

The big reason why we want you to directly work with us is that we have power in numbers. Because thousands of people use our company to get their car title loan, we are an important source of business for the car title loan company. Some lenders, we are the majority of their business and they know that when they see a customer coming from our company, they know to treat them like royalty.

You have a choice with who gets your car title loan business and so do we. If we get feedback from our clients that you did not get taken care of well, we have a choice to end our program with the lender and stop recommending their company. Like you, we know that in today’s economy, businesses cannot afford to treat people badly. Our strength also gives us bargaining power. We can get a loan pushed through faster than any one person. We work for you on behalf of the lenders.

We get many lenders calling us asking if we would refer them. To do so means we have to do the dirty work and get to know all their title loan plans and structures. We also have to get to build a relationship with the underwriters to make sure they will give priority treatment to our customers. Once they pass our system, they then they are monitored on a case by case basis to make sure that each experience was positive.

When you think about title loans, you might wonder if you can only borrow against the value of normal cars, like sedans and SUVs. However, that’s not always the case! Title loans cover multiple kinds of vehicles–if you own a truck, motorcycle, RV, or even a salvage vehicle, there’s several different types of title loans...

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.