Terms of Use

By using titleloansc.com you agree to these terms. Content is for general information only and is not an offer to lend. All loans are subject to approval, verification, an online vehicle review and the terms of a written loan agreement. Rates shown are maximums and examples; your actual rate and terms will be disclosed before you sign.

Eligibility

Loans are available only to South Carolina residents age 18 or older who meet our requirements.

Accuracy

We work to keep information current but do not guarantee it is error-free. Your loan agreement controls.

Intellectual property

Site content belongs to 1st Capital Finance of South Carolina Inc.

Limitation of liability

To the extent permitted by law, we are not liable for indirect damages arising from use of this site.

Governing law

South Carolina law governs these terms.

Changes

We may update these terms; the current version is always posted here. Using an online request form does not create a loan agreement, does not guarantee approval and does not obligate you to borrow.

Additional terms

Availability of Products and Services. The Website contains information about our products. Our products and services are not available in all jurisdictions.

Supplemental Terms of Use and Conditions. In addition to the terms of use contained in the Online Policies and Agreements, supplemental terms of use and conditions may appear on specific pages of the Website. By use of the Website, you agree to any supplemental terms of use.

Errors and Negligent Use. We are not responsible for errors or negligent use of the services offered by the Website, including input errors, negligent handling, and leaving a computer unattended while accessing the online forms.

Links. The Website may contain hypertext links to other websites that are completely independent of the Website and are controlled or offered by third parties. We do not assume responsibility as to the accuracy, completeness, or authenticity of the information presented on any website accessed via such a link and hereby disclaim liability for any other company’s website content, products, privacy policies, or security. A link to another entity’s website should not be construed as our endorsement of such entity’s website, products, or services. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site.

Information Only. All of the content presented on the Website is for information purposes only and in no way creates any fiduciary relationship between us; you should seek appropriate tax, financial, or legal advice when necessary.

Changes to Our Online Terms of Use. As permitted by law, we reserve the right to modify these Online Terms of Use at any time without notice, but the most current version of the Online Terms of Use will always be available to you by clicking on the link at the bottom of the Site. If you find the Online Terms of Use unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Online Terms of Use, including accessing the Site, you agree to be bound by the rules contained in the most recent version of this Agreement.

Questions, Comments, or Concerns. Should you have any questions comments or concerns regarding the Website, our products and services or your submitted data, please refer to the Contact Us section of the Website for the appropriate contact information.

Certain sections or pages on the Site and the Application may contain separate terms and conditions. Any such disclosures, terms, policies, or agreements are accepted as an agreement between you and us, in addition to the terms and conditions of this Agreement. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. For example, if a conflict exists, then the dispute resolution, jurisdiction, forum, and governing law provisions provided in any Loan Agreement, Credit Services Disclosure/Information Statement, Credit Services Contract, Security Agreement, Truth-In-Lending Disclosures set forth in any Loan Agreement, Pawn Ticket, Pawn Transaction Document, Title Loan Agreement, Title Pledge Agreement, Arbitration Provision, Privacy Policy notices, Notices of Adverse Action and related disclosures, federal and/or state mandated brochures and disclosures, account and transaction information, and other disclosures and information about your account or your business relationship with us (and any third-party lender who makes a loan to you). or Application will supersede the choice of law and venue provisions provided in this Agreement.

If you do not pay your loan back, your lender or loan servicer reports this behavior to one of the major credit bureaus. At this time, your score will be adversely affected.

Plumbing: Clearing clogged drains can cost as little as $100, but replacing a sewer line can cost well over $3,000.

Electrical Work: An electrical outlet can cost less than $200 to replace. However, rewiring an entire house can cost from $2,000 to $6,000 or more, depending on the size of the home.

If your car is no longer running, has extensive damage, or costs more to repair than it is worth, you may be thinking about selling it to a junkyard. But what happens if you still have a title loan on the vehicle ? Can you junk a car that has an outstanding title loan, or do you have to pay off the loan first?

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.