Privacy Policy

This site is operated by 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. Confidentiality is part of our promise: Always quick, confidential and easy!

Information we collect

Information you provide (name, contact details, vehicle details, income and identification information), and basic website usage data such as browser type and pages visited.

How we use it

To respond to your request, evaluate and service your loan, comply with law, and prevent fraud. We do not sell your personal information.

Sharing

We share information only with service providers who help us operate, with government agencies as required by law (e.g. SC DMV lien recording), and as permitted by the Gramm-Leach-Bliley Act. A full GLBA privacy notice is provided with your loan documents.

Security

We use reasonable administrative, technical and physical safeguards. Do not send Social Security numbers or account numbers by email.

Cookies

This site uses no tracking cookies by default.

Contact

1st Capital Finance of South Carolina Inc
3420 Hwy 21 Ste B, Fort Mill, SC 29715

More about your information

The term “Personal Information” in this notice includes information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.

We do not knowingly collect Personal Information from children under the age of 18, and no one under the age of 18 may provide us with Personal Information. Our Platforms is not intended for children under the age of 18. If we learn that we have collected or received Personal Information from a child under the age of 18 without parental consent, we will delete that Personal Information. If you believe we might have any Personal Information about a child under the age of 18, please contact us.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information is only used for transactional purposes of taking out a loan or other product/service which you have inquired about.

Audio information Audio recordings of your conversations with the Company’s or a Partner’s representatives in connection with your inquiry regarding financial products.

Communicate with you regarding your inquiries, our Platforms, and financial products or services that may interest you, including tailoring such communications to your potential interests or contacting you regarding this notice or our Platforms.

Develop new features, products, or services, including analyzing our own existing Platforms or products or services.

Comply with legal obligations and protect, assess, or assert the rights, property, or safety of the Company or others.

With Lenders, such as banks and other lending institutions to connect you with products or services that you request or may interest you. We receive payments from Lenders and Partners for our services in connecting you to Lenders or Partners.

We may also share, as may be required or permitted by law, information about your loan to credit reporting agencies, government agencies, law enforcement, or other parties pursuant to legal process or to assist a government investigation or law enforcement.

We restrict access to Personal Information about you to our employees or affiliates who need this information to provide services to you and to otherwise service your accounts with us. We maintain physical, electronic, and procedural safeguards that comply with applicable federal and state standards to guard your Personal Information. For example, we use Secure Sockets Layer (SSL) technology supporting appropriate encryption to prevent unauthorized parties from viewing Personal Information transmitted to or from us.

Please note that our Platforms may provide links to third party sites not controlled by us. We suggest that you check the privacy notices of any site before providing any personally identifiable information to the site operator.

A “cookie” is a small line of text that is stored within your browser when you visit a cookie-enabled website. As you browse websites or other platforms, cookie-enabled sites will send cookies to your browser, along with pages. Your browser probably has options that will let you control whether the browser accepts cookies, rejects cookies, or notifies you each time a cookie is sent to you.

If your browser is set to reject cookies, cookie-enabled websites may not recognize you when you return, which will affect a website’s ability to offer you customized services.

If your browser is set to accept cookies, any cookies that are sent to your browser are stored in your computer for a period of time. There are a few different types of cookies. A “session” cookie is stored only in your computer’s working memory and only lasts for your browsing session. When you close all of your browser’s windows, or when you shut down your computer, the session cookie disappears forever. A “permanent” cookie is stored on your computer’s hard drive until a specified date, which could be tomorrow, next week, or 10 years from now. Permanent cookies stay on your computer until either a) they expire, b) they are overwritten with newer cookies, c) you manually remove them.

We use permanent cookies to supply visitors to our site with a customized experience. We also use session cookies to customize your experience during a session, to aid in your navigation and use of the Platforms, and to develop generic metrics for the Platforms and other similar uses.

You may have the right to limit our sharing of your Personal Information, except as permitted by law, by completing and returning the opt-out notice that was provided to you via email.

You may also opt out of our marketing or promotional communications by following the instructions included with such messaging or by completing the following form.

Right to Access and Obtain a Copy : If you ask us, we will confirm whether we are processing your Personal Information and, if requested, provide you with a copy of all Personal information you are lawfully entitled to receive along with certain other details. In addition, you may request to know the types of third parties with whom we share your Personal Information, and the categories of Personal Information we share with them.

Right to Amend : If you believe your Personal Information is inaccurate or incomplete, you may request that we correct or complete it. If you ask us, and where possible and lawful to do so, we will also tell you with whom we shared your Personal Information so you can contact them directly.

Right to Delete : You may request that we delete or remove your Personal Information. If we shared your Personal Information with others, we will tell them about the erasure as directed by law.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.