Title Loans in Aiken, South Carolina

Aiken is known for its equestrian heritage, historic downtown and proximity to the Savannah River Site. Many residents commute to the site or across the river to Augusta, Georgia.

If you live in or around Aiken, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Aiken residents use title loans

Common reasons our Aiken County customers borrow include travel for a family emergency, home repairs after a storm, covering a gap between paychecks, emergency car repairs. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Aiken borrower

Borrowing $3,000 over 12 months at 35.99% APR: 12 payments of $301.37, a finance charge of $616.44, total of payments $3,616.44. (Illustrative only; see rates & terms.)

Serving Aiken and Aiken County

Platinum VIP loans are made entirely online, so Aiken residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Greenwood, Orangeburg. See our full service area.

More from the Platinum VIP team

Provide your Documents – Upon initial approval, your lender will ask for a few pieces of documentation. If you are working with the same lender, your documents and vehicle photos may already be on file!

If you have a different type of loan besides a title loan, it is still possible to consolidate the debt with a title loan!

Being unable to manage your payments can lead to loan default, which means you can’t handle your payment obligations. If your loan enters default, the title loan lender can repossess your vehicle. By qualifying for a car title loan refinance, you’ll be able to access new loan terms to potentially prevent loan default.

In some title loan refinance transactions, it is possible to obtain extra funding through your new loan! More cash on hand can help you manage unexpected expenses during the repayment process.

When a loan buyout occurs, it means that a lending company has purchased a loan from another company. Unlike title loan refinancing, this is generally not the borrower’s decision, but it can benefit the borrower if the terms of the new loan are more advantageous. When a title loan buyout happens, the terms of the loan and the remaining loan balance are both disclosed to the new lender.

Yes, it is possible to get an RV or a motorcycle title loan refinance. However, you’ll need to find a lender willing to work with you, which may be difficult on your own. Call to discuss your options with a loan agent today!

Lenders use a similar process to determine if you are eligible for refinance to the one they used for your first loan. Refinancing a title loan is essentially taking out a new title loan to pay off your existing one. A few different things are considered by title lenders during this process, including the value of your car, the length of the loan, and your income.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.