Title Loans in Loris, South Carolina

Loris is a close-knit community in northern Horry County, known for the annual Loris Bog-Off Festival. With longer drives to Conway, Myrtle Beach and the North Carolina line, a running vehicle is a must for most Loris families.

If you live in or around Loris, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Loris residents use title loans

Common reasons our Horry County customers borrow include emergency car repairs, medical and dental bills, rent or mortgage shortfalls, utility bills. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Loris borrower

Borrowing $3,000 over 18 months at 35.99% APR: 18 payments of $218.11, a finance charge of $925.98, total of payments $3,925.98. (Illustrative only; see rates & terms.)

Serving Loris and Horry County

Platinum VIP loans are made entirely online, so Loris residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Myrtle Beach, Conway. See our full service area.

More from the Platinum VIP team

Some requirements may differ depending on the state you live in or the lender you are working with. If you have any questions about the documents or requirements for car title loans near you, simply dial today to speak with a title loan agent!

On a basic level, you need to have some source of monthly income. Your title lender will be more concerned that you have the means to pay the car title loan back rather than if you have a 9-5 job. This means you can be self-employed or receive an income from a source that is not an employer. This could mean disability or pension income. If you have any questions about the types of income documentation that are accepted, feel free to reach out to one of our title loan agents! They are more than happy to walk you through your loan inquiry and answer any questions you may have about the title loan process.

Your lender will use some basic information about your car to help determine the overall value of your vehicle. This can affect not only your eligibility for a title loan, but also the loan amount you may receive.

Firstly, it is vitally important that if you cannot make your payment for the month that you contact your title lender or loan servicer as soon as possible. The best thing you can do for this situation is to always stay in open contact with your title lender. Be proactive with both communication and action to avoid the repossession of your vehicle. Something important to note is that most car title loan lenders only repossess vehicles as a last resort. In fact, most title lenders prefer to work with you to try and find an alternative solution to repossession.

If you cannot manage your title loan payments and enter loan default, your vehicle may be repossessed by your title lender. It is important to make your loan payments one of the highest priorities in your budget to maintain access to your daily transportation!

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.