SUV Title Loans in South Carolina

SUVs are among the most valuable vehicles on South Carolina roads. Family SUVs, three-row crossovers and full-size utility vehicles often qualify for higher loan amounts.

SUV Title Loans with Platinum VIP pricing

Every Platinum VIP loan — whatever the SUV — carries a maximum APR of 35.99%. That cap applies to every loan we make to South Carolina residents. Always quick, confidential and easy!

Sample cost

$4,000 over 24 months at 35.99% APR: payment $236.16/month, finance charge $1,667.84, total $5,667.84.

Is this right for you?

A title loan is secured by your vehicle, so it should be used for real needs and only when the payment fits your budget. Ask yourself whether the monthly payment above is affordable alongside rent, insurance and groceries. If not, consider borrowing less or one of the alternatives on our responsible lending page.

Next steps

Check the requirements, review rates & terms, then apply. We work to make the process hassle free, so you can get back to your day.

Popular in: Loris Conway Anderson Florence. Related: Van and Minivan Title Loans · Refinance Your Title Loan at 35.99% APR · Title Loans and Your Credit Score

More from the Platinum VIP team

If your vehicle was damaged in an accident, check whether you have applicable auto insurance coverage. Depending on your policy and the circumstances, an insurance settlement may help cover the vehicle’s value.

However, an insurance payout does not always cover the entire outstanding loan balance. If you owe more than the vehicle’s covered value, you may still be responsible for the difference, depending on your policy and loan terms.

Before accepting an insurance settlement or authorizing a salvage transfer, contact your lender and insurance company to determine how the lien will be handled.

Some salvage yards may accept vehicles under specific circumstances without a standard clear title, but requirements vary by state and buyer. Alternative documentation may be permitted in certain situations, while other transactions require a valid title and proof that any lien has been released.

Having permission from a junkyard to accept your vehicle does not necessarily mean you have resolved the lender’s legal interest in it.

You should contact the lender before attempting to junk the vehicle. The lender may have a legal interest in the vehicle through its lien, and transferring or disposing of collateral without resolving that interest could violate your loan agreement or applicable law.

No, not automatically. The loan remains a separate financial obligation unless it is paid off, settled, discharged, or otherwise resolved under the applicable agreement and law. A vehicle’s condition does not, by itself, erase the debt.

Contact your lender to discuss the difference. You may need to pay the remaining amount or negotiate another arrangement. Do not assume the lender will accept the vehicle or its scrap value as full payment.

Depending on your agreement and state law, a lender may have the right to repossess a vehicle after a default. Contact the lender as soon as possible if you are having difficulty making payments and you want to get out of a title loan.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.